Get A Better Mortgage Interest Rate

4 Key Factors That May Affect Your Rate

Down Payment

A higher downpayment lowers a lender's risk, often lowering your rate.

Credit Score

The higher your credit score, the lower your rates. For a free, federally-approved credit report, visit

Type of Property

More expensive homes may require a Jumbo loan. Condos and townhouses typically have HOAs. Both may affect your rate.

Debt to Income

The higher your monthly debt, generally the more risk you represent to a lender, often increasing your rate.

For 9/26/2023

30 Year Fixed
15 Year Fixed
5/6 ARM

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Windermere Real Estate and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.