Get A Better Mortgage Interest Rate

4 Key Factors That May Affect Your Rate

Down Payment

A higher downpayment lowers a lender's risk, often lowering your rate.

Credit Score

The higher your credit score, the lower your rates. For a free, federally-approved credit report, visit

Type of Property

More expensive homes may require a Jumbo loan. Condos and townhouses typically have HOAs. Both may affect your rate.

Debt to Income

The higher your monthly debt, generally the more risk you represent to a lender, often increasing your rate.

For 12/04/2021

30 Year Fixed
15 Year Fixed
5/1 ARM

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.